Advanced technologies, real -time transaction capabilities and innovative short -term capital instruments help APAC banks to follow a demanding clientele.
The main financial institutions in the banking sector of transactions in Asia-Pacific continuously innovate to meet the various and complex requirements of companies on this fast and evolving market. This year, several banks have stood out by adopting advanced technologies, by manufacturing personalized solutions and constantly exceeding customer expectations, thus defining the future of financial services throughout the region.
Best bank for the transaction bank | Dbs
DBS Bank embarked on a digital transformation last year, taking advantage of data analysis and AI to offer a new generation of digital solutions. This allowed DBS to provide innovative banking services that evolve with various commercial needs, helping customers navigating in a complex and increasingly uncertain operational landscape.
Its digital transformation has also helped DBS to obtain securities as the best transaction banking bank for this year, the best bank for financial institutions and the best bank for long -term liquidity management.
Lim Soon Chong, group manager of global transaction services at DBS, explains the logic behind the transformation of DBS: “For small and medium -sized enterprises [SMEs]In addition to growth-oriented companies, we have combined complex digital capacities on virtual accounts, a large book in real time and FX in an integrated solution: DBS platform services. With this, customers can manage everything transparently, from the integration of customers to transactions, reconciliations and FX management. Our cross -border payment solution, DBS Globend, helps customers seize opportunities in a profitable manner in emerging commercial corridors. »»
For multinational companies, DBS liquidity management solutions optimize intra -group fund transfers, integrated dashboards offering complete visibility on cash flows and balances.
“These initiatives strengthen our commitment to support customers through commercial cycles,” said Chong soon. “Our strong customer satisfaction notes and the growth of the digital acquisition of customers validate the value we offer.”
Best bank for cash management and the best bank for payments | Chinese banking corporation (OCBC)
OCBC offers customers visibility in real time and control over their cash positions thanks to a full suite of integrated solutions. The regional commercial banking banking platform, OCBC Velocity, offers real-time transactions monitoring, balance updates and advanced reports, offering a holistic financial view.
“Virtual accounts simplify reconciliation by allocating dedicated account numbers; While the APIs allow a flawless and real -time data exchange, ”explains Melvyn Low, responsible for the World Bank for Transactions.
Advanced technologies, including conditional payments based on blockchain and detection of AI fraud, still improve transparency and safety.
“In addition”, explains Low, “our regional payment gateway provides a transparent interface for cross -border transactions across ASEAN [the Association of Southeast Asian Nations] And Greater China, allowing effective cash management. By taking advantage of digital technologies, the OCBC allows customers to optimize liquidity and rationalize operations.
Best bank for collections | America Bank
Bank of America is the best bank for this year’s collections. Solutions include intelligent debts, a digital correspondence solution fueled by AI and automatic learning; Reference accounts for follow -up transactions; and real -time payment (incoming) for the receipt of instant funds, 24/7.
Best business cross -border payment solutions | Anz
“As a bank, focused on taking charge of digitizing the treasury of our customers,” explains Adsh Sarup, head of the Anz, International Transactions Bank, “Our payment solutions are delivered via ANZ platforms that provide robust data, solid safety protocols and interfaces with regional payment networks.”
Customers choose Anz Philippines for its tailor -made and locally relevant solutions that accelerate the cash conversion cycle and improve access to critical financial information, explains Nikolai Buncio, head of the Anz transactions bank for the Philippines, adding that “our dedicated local team regularly exceeds customers by providing exceptional services and raising innovation.”
Best supplier of short -term investment funds / monetary market | Korean industrial bank (IBK)
The IBK Treasury division is developing proactively and provides short -term investment vehicles adapted to meet the requirements of investors. The financing obligations of the bank’s SMEs, which it issues exclusively, guarantee stable financing for SMEs. Unlike conventional banking obligations, SME bonds can be issued through wholesale market transactions and over -the -counter investments.